
We Understand, Nobody’s Perfect

Do you have friends or family members that can provide a good reference for you?
We started the "Nobody's Perfect" to have his finance lenders expand their lending practices and lower their minimum guidelines and restrictions to meet special financing needs. Many times, the program requires little or no money down. Ben understands that a car can mean so much to someone and that’s why he wants everyone to have the ability to own a vehicle.
The "Nobody's Perfect" program has helped thousands in the surrounding areas and it can help you too! You are more than your credit score and Joe Maus Ford can help you establish or rebuild your credit score and let you enjoy the new car, truck or SUV you deserve, with the payment you can afford. We'll work with you no matter your credit score, because we don’t like to look back… We want to help drive you forward!
The bottom line with most lenders is they just want to know that they will get paid at the end of the day. If you can afford a vehicle and its monthly payment, our lenders are willing to overlook many of the bad marks on your credit report. So, if you have a steady job that you have kept for at least 6 months, the "Nobody's Perfect" program can get you pre-approved!
At the end of the day, through this program, the biggest deciding factor will be your income. If you have concrete proof that you can afford a specific vehicle, this program can get you pre-approved.
ALL YOU NEED IS…
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VALID DRIVER’S LICENSE
- Make sure the address listed on your license is current and matches your residence.
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PROOF OF INSURANCE
- Must include the name of your agent and a reliable contact number.
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PROOF OF RESIDENSE
- Must include the name of your agent and a reliable contact number.
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PROOF OF JOB
- A recent pay stub stating your year-to-date earnings.
- Self-employed individuals must provide two years of prepared tax returns.
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PERSONAL REFERENCES
- A reference can include anyone that knows you personally, such as a family member or friend.


THINGS TO REMEMBER
We work very hard to get people pre-approved with our "Nobody's Perfect" program and we want you to have the best outcome using our program. When you are pre-approved for your car loan, please remember to make your payments on time. This will allow your credit score to increase and allow you to get even better finance rates, the next time you buy a vehicle.